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Before Labor Day: Make the Moves That Matter

August 05, 2025

As summer winds down, many people are soaking up the last rays of sunshine, planning one final trip, or getting kids ready to head back to school. But smart investors? They’re looking ahead—and making financial moves now that could make a major impact by year’s end.

At Patria Wealth Group, we believe that the weeks before Labor Day are a golden window of opportunity. It’s the perfect time to evaluate where you stand financially and position yourself for growth, protection, and peace of mind before the fast-paced fall season begins.

Why Now? Timing Is Everything

Labor Day isn’t just a long weekend—it’s a milestone. Once September hits, time speeds up. The markets shift, year-end planning kicks into high gear, and your calendar fills fast. Making proactive decisions now gives you the breathing room to act with clarity, not urgency.

5 Smart Financial Moves to Make Before Labor Day:

1. Check Your Portfolio Positioning

Markets don’t sit still—and neither should your investments.
Are you overweight in certain sectors? Is your risk aligned with your timeline? Let’s rebalance before volatility picks up in the fall.

2. Maximize Retirement Contributions

If you haven’t reviewed your 401(k), IRA, or other retirement accounts, now’s the time.
Are you on track to hit the maximum contribution? A small adjustment today can mean big growth tomorrow.

3. Look at Tax-Saving Opportunities

Tax season may feel far off—but strategic planning starts now.
We can help you identify charitable giving strategies, loss harvesting opportunities, or business deductions before the window closes.

4. Update Your Estate Plan

Has anything changed this year?
Marriage, a new child, property purchase, or even shifting goals are all reasons to review your will, trust, and beneficiaries.

5. Schedule a Strategy Session

The biggest mistake we see? Waiting.
A 30-minute conversation now can unlock insights and direction that protect your wealth and give you peace of mind heading into Q4.

Let’s Make the Most of What’s Left of Summer

Before the BBQs, the beach days, and the back-to-school chaos take over—take a moment to check in on your future.

You’ve worked hard to build your wealth. We’re here to help you protect and grow it.

Ready to make the moves that matter before Labor Day?
Let’s schedule a strategy session today.